Need an appraisal in Elgin or Antelope County?

See the top seven reasons why NE homeowners need Martinsen Appraisal:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a NE property tax assessment
Remove PMI to reduce your monthly mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a NE divorce, when property needs to be divided
To settle an estate in NE by determining the true market value of real estate in question

Do you own a house in or near Elgin? Do you need help deciding the price of your real estate?
Contact Martinsen Appraisal.

At Martinsen Appraisal, we understand the particular needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Martinsen Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Martinsen Appraisal is veterans in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Martinsen Appraisal is your strongest weapon.

Recently got a freeze your HELOC?

If your home is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Martinsen Appraisal can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Martinsen Appraisal can help you with that. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.